Cafeteria Plan

The AZSA Health Insurance Society uses a Cafeteria Plan (allowing you to choose the welfare services you use).

How does the Cafeteria Plan work?

The Cafeteria Plan is a program that lets insured persons choose the services they want from a menu of options using the points they’ve received. This lets the Society meet the wide-ranging needs of insured persons while making effective use of its budget. The AZSA Health Insurance Society’s Cafeteria Plan is accessed using the Internet, so you can use it from your home computer at any time, 24 hours/day. The menu of health activities is limited to the categories specified by the ministerial ordinance of the Ministry of Health, Labour and Welfare of Japan mentioned above.

AZSA Health Insurance Society Portal Site Login

** A login ID and password are required.

Cafeteria Points

Cafeteria Points are distributed to insured persons who log in to the Cafeteria Plan site and answer the questionnaire on or after April 1 of each year. Each individual is assigned a starting point balance, with each point having a value of one yen. Each point is a fixed amount and has a value of one yen. The number of points distributed is based on the financial health of the Health Insurance Society and thus varies from year to year. Think of these points as assistance with the cost of using the menu of health activities (Cafeteria Services) provided by the Society. They are not cash payments by the Society to insured persons. If a person loses his or her eligibility as an insured person, his or her points are no longer valid, and any remaining points will be cancelled automatically.

Note that only the insured person and his or her dependent family members can use points for Cafeteria Services. Points cannot be transferred to those who are not members of the Society or to other insured persons. Also, in principle, those who have a zero points balance cannot use Cafeteria Services.
However, if you apply to use a service for which you lack sufficient points, you will be informed of the cash amount required to make up the shortfall. In such cases, promptly remit the amount of this payment to the designated bank account.
Try to use your points effectively and appropriately.

Precautions for using Cafeteria Points

Item	Details
Points distributed (1 point = 1 yen)	For those who log in to the Cafeteria Plan site and answer the questionnaire on or after April 1: 40,000 points (revised FY2019) Some insured persons will be awarded 10,000 points, depending on their class (revised FY2019). Points awarded on a prorated basis by the number of months remaining in the fiscal year to persons beginning employment in the middle of the fiscal year.
When points are distributed	April 1 each year
Period for which points remain valid and carryover	Points are valid for two years. The balance remaining at the end of the fiscal year will be carried over for no more than one year. Points held = points distributed + point balance Note: Example: The balance of points remaining at the end of fiscal 2018 can be used through March 31, 2020.
Who can use points	Only Society insured persons and their dependent family members can use points. Points cannot be transferred between insured persons.
Incentive points	Those who undergo health examinations (lifestyle related disease health screenings or complete checkups) between April 1 and the end of December will be awarded 10,000 points. Points remain valid until the end of the following fiscal year.
Deducting points	The number of points deducted from your point balance varies by the service used. The time at which points are deducted also varies by the service used. Carefully read the description on the page for each service to ensure you understand it fully before using points. Examples include: 1. Deducting points used at the time of application (Date of application = date of use) Example: Purchase of goods such as home medical supplies 2. Points reserved at the time of application and deducted at the time of use a. Points reserved at the time of application and deducted at the time of use Example: Health examinations, use of lodges, etc. b. Deduction based on reports of actual use received from members-only facility etc., with no prior application. Example: Konami Sports, etc.
Checking points used	Click the “Check Points Used” button on the Health Insurance Society homepage to check information like: - Points currently available for use - Records of points used
Purchasing points	In addition to points awarded by the Society, each individual can purchase points for cash as he or she sees fit. Using purchased points makes it possible to use services like staying at expensive lodging facilities or menu items used each month without worrying about your Cafeteria Point balance. It also minimizes the inconvenience of settling in cash if you do not have enough points (for example, by reducing remittance fees). Click the “Purchase Cafeteria Points” button on the Society homepage for information on procedures for purchasing points and other aspects. - Points purchase unit: 1 pts, with a minimum purchase of 1 pts. - Period of validity: Points purchased will be added to your account after confirming payment. Expiration date is 1 year. - Caution: Points are available for use only after they have been credited to your account.